Refinancing Checklist

The following is a list of the information I'll need to start processing your home loan. If you have questions about anything on the list, please contact me.

You will need the following information for the borrower and any co-borrower(s):

Loan Information

• Estimate of market value (The county appraisal district website usually has listed values, i.e. try hcad.org for homes in Harris county)
• Monthly homeowner's dues (if applicable)
• Amount you would like to borrow
• Source of funds for closing costs
• Copy of current mortgage statement
• Copy of the declarations page of your homeowner's insurance

Property Information

• Type of property (single family, condo, land, etc.)
• Use of property (primary residence, second residence, etc.)
• Address of the property

Personal Information

• Legal name of borrower and any co-borrower(s)
• Social Security number(s)
• Marital status
• Address of current primary residence
• Employment information (employer, job title, employer's address, and tenure for the past two years)

Income Information

• All sources and amounts of monthly income (borrower and co-borrower(s): salary, overtime, bonuses, commission, dividends, interest, retirement, and any other source of income you'd like for us to consider for repayment of your loan
• Current expenses - housing, alimony, child support and other balance(s) owed
• Real estate assets owned: property address, market value, outstanding liens, rental income, and mortgage payments
• Other assets, bank and financial institution accounts: bank/institution name(s), account type(s), and balance(s); value of bonds, stocks, life insurance policies, and retirement funds.

Once you've gathered all the above information, you're ready to complete our online loan application. After you've applied, I will contact you to discuss the status of your application, and let you know when I have finished processing your application. I will also let you know if there is any additional information I need to process your loan.

Click here to view a printable loan application for a home equity loan, or click here to view a copy of a loan application for a straight refinance.